Archive for December, 2008

Litigation Project Management Software

litigation project management software

Holisticjunction.com’s Featured School of the Week May 21, 2007: Sanford Brown College

Boasting five campuses in Illinois, Missouri, and Wisconsin, Sanford Brown College offers an array of career training programs in business, fashion merchandising, and health care. Prospective students will be excited to learn that many of these educational courses can be completed in as little as 12-14 months.

At most Sanford Brown College campuses*, individuals have the option to pursue associate degrees, diplomas, and certificates through one of many versatile educational programs. For example, if you are drawn to natural healing arts, you can earn your massage therapy diploma through Sanford Brown College’s day or evening massage therapy course. In addition to providing practical training in more than 21 massage techniques and supplemental training in other complementary therapies, Sanford Brown College also effectively prepares candidates with essential business skills that will help graduates build and sustain private massage practices. (*Check individual campuses for program availability.)

If you’re in the market for an associate degree, the Sanford Brown College opportunity exists for this as well, including its popular associate of applied science degree in paralegal studies. Students who migrate toward law and criminal justice will find that this specific course of study supplies them with fundamental education and skills in an assortment of associated law practices, including studies in legal research, legal writing, litigation support, word processing, spreadsheets, and report preparation. Depending on variable factors, such as education, experience, geographical location, and organization size, paralegals today can expect lucrative earnings. According to the U.S. Bureau of Labor Statistics, paralegals and legal assistants earn a medial annual income of more than $39,000.

Another fast-growing field of study is medical billing and coding. At Sanford Brown College, students can enroll in its medical billing/coding diploma program, where they are taught to assign diagnosis and procedure codes, validate billing and coding accuracy, verify data and data sources, and more. In addition, Sanford Brown College supplements this specific coursework with an externship program and certification preparation class so students can take the certification exam through the American Academy of Professional Coders Certified Professional Coder – Apprentice Credential.

For those intrigued by a degree pursuit in fashion merchandising, earning any associate of applied science degree in fashion merchandising has never been more fun! Students who enroll in Sanford Brown College’s fashion merchandising program discover the ins and outs of the fashion industry to become successful buyers, retail/department managers, professional salespersons, or merchandisers.

Another field of study quickly gaining leeway in modern times is computer game design. Individuals who have a desire to create integrative software are encouraged to explore Sanford Brown College’s associate of applied science degree in computer game design. Curriculum provided through this clever program includes concept design and game scripting, game design and portfolio, media design, object-oriented programming, principles of Internet gaming, and project management. Software publishers can earn upwards of $70,000, cite recent U.S. Bureau of Labor Statistics,

HolisticJunction.com recognizes Sanford Brown College and applauds its standards of excellence in providing fine vocational education.

If you would like more information about this professional career school, please visit Sanford Brown College today.

Featured School of the Week: Sanford Brown College

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Telvent Announces Second Quarter and First Half 2010 Financial Results Rockville, Md. – Telvent GIT, SA, a leading real-time IT solutions and information provider ended for a sustainable world, today announced its unaudited consolidated financial results for the second quarter and first half of 30th June 2010.

Be the first to comment - What do you think?  Posted by admin - December 31, 2008 at 8:49 am

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Civil Litigation Lawyers Edmonton

civil litigation lawyers edmonton

Edmonton Divorce Lawyer,Attorney Legal Services,Lawyers Personal Injury,Criminal Defense Attorneys,Counsel,Mediator,Counselor,Power of Attorney,Immigration,Bankruptcy,Tax Law Office,Notary,Notaire,Attorney General,Medical Malpractice,Brain Injury

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Nhs Litigation Costs

nhs litigation costs

Nhs Pays Out 3.14M In Compensation

It has been revealed that Pennie Acute Trust, which runs Rochdale Infirmary, has had to pay out the third highest amount of compensation claims in Great Britain. The trust regulates hospitals in Rochdale, Oldham, Bury and North Manchester, but this vast business growth did not stop them from having to shell out £3.14 million in medical negligence claims during 2008-09. An investigation further found the true extent of blunders in the hospital – with one in four NHS trusts paying more to injury lawyers than patients. In 2008-09, a total of £2,085,294 was forked out in damages by Pennine Acute for 10 cases involving departments such as cardiology and paediatrics. Claimant costs totalled £794, 875 and defence costs were £403,984. Steve Walker, chief executive of the NHS Litigation Authority, which manages all compensation claims, said the authority collects yearly contributions from every trust depending on what they think will be spent that year. He stated: “If in any particular year for any particular trust we spend, for example, £50 million. That doesn’t mean that they have been particularly negligent. The claims we settle in any year may relate to events in previous years, up to 15 or even 20 years before.” NHS wealth pulse weak Shockingly, overall the NHS paid out almost £11 million for cases of clinical negligence involving hospitals across the region in just one year. £9.97 million was given to compensation cases the year before. All compensation is dealt with by a national body, the NHS Litigation Authority (NHSLA), and nationally £870 million was shelled out last year compared with £661 million in 2007/8. It is thought that the financial downturn has contributed to the rise in cases. The amounts include legal costs incurred on both sides where these are paid by the NHS and damages paid to claimants, which are mostly patients and members of the public. Ruth Jameson, medical director at The Pennine Acute Hospitals NHS Trust, stated: “As the largest NHS trust in the North-West and one of the largest in England we run five hospitals, employ around 10,000 staff and serve a population of 800,000 people. “We spend over half a billion pounds a year on providing quality healthcare services and have the most accident and emergency attendances nationally and in 2007/08 we delivered the most births nationally across our hospitals. “Larger trusts who serve a larger population are clearly more likely to receive compensation claims than smaller trusts or those providing low-risk care. Our priority is to provide the very best care for each patient on every occasion. “The vast majority of the thousands of patients that we treat and care for every day receive and experience a good quality, safe and effective healthcare service.”

Be the first to comment - What do you think?  Posted by admin - at 2:44 am

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Litigation Budgeting

litigation budgeting

Finding Specialized Solicitors in UK

If you are keen to find a good solicitor for legal advice, then consulting a reputed solicitors’ firm would be the best choice. To find solicitors in UK (United Kingdom), you can refer to professional organizations that will get you in touch with UK solicitors who are specialized in differing areas of law. All individuals and businesses require proper legal advice at some point of time or the other. It may involve issues relating to employment, family, personal injury, commercial issues, conveyancing, wills and probate, immigration, and so on.

Legal advisors often charge more than necessary from those seeking legal advice. Therefore, while you look for solicitors in UK, such as commercial property solicitor or commercial conveyancing solicitors, make sure that you are paying the right price. Various online databases help you to find the right solicitor to fulfill diverse legal needs. They even allow you to compare the price of different professional solicitors in UK. Getting quotes for solicitors will help you to pick the one who is specialized in the field and within your budget too.

In case of a commercial litigation it is very essential to find a commercial litigation solicitor residing in your area. You will have to face a lot of problems if your commercial litigation solicitor stays in a different city. For instance, if you live in Manchester, then it would be ideal for you to search for a lawyer in Manchester. Many companies offer to find UK solicitors or lawyers at very reasonable rates and sometimes without any charge at all, depending upon the other services they provide.

Property related cases require commercial property solicitors, commercial conveyancing solicitors, and commercial litigation solicitors. Finding a good UK solicitor is very important for winning a case. Those staying in Manchester can find a good lawyer in Manchester without stepping out of their homes. There are a number of online databases that offer information on solicitors in different parts of UK.

Contact Law is a UK based firm providing in depth information on all types of London solicitors. You can very easily find a solicitor at their online database. The solicitors who are registered with this firm are members of the Law Society and are regulated by its rules. For all types of property related legal advice the commercial property solicitors, commercial conveyancing, and commercial litigation solicitors working with Contact Law would be the perfect choice.

Contact Law maintains an admirable policy of working only with those lawyers and solicitors who offer outstanding customer service. You can find a variety of specialized solicitors at its online database. Solicitors who are experts in their field of work will offer you advice that is of much higher quality than a general practitioner. To know more about commercial litigation solicitor, commercial conveyancing, UK solicitors, find a solicitor, lawyer in Manchester, family law solicitor, divorce solicitor, accident solicitor, visit: www.contactlaw.co.uk

litigation budgeting
The Pantry Announces Third Quarter Fiscal 2010 Financial Results
CARY, N.C.—-The Pantry, Inc. , the leading independently operated convenience store chain in the southeastern U.S., today announced financial results for its third fiscal quarter ended June 24, 2010.

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Litigation Attorney Jobs New York

litigation attorney jobs new york

Why You Need A New York Accident Lawyer

A New York accident lawyers is there to help if you or a loved one suffer injuries incurred by an accident of some kind. You can try to be cautious be it is a fact that accidents will happen in any variety of manner or place. By just knowing who to contact may make a huge amount of difference in the final result of the situation.

More people are hurt because of car accidents in New York State than for almost any other reason, and each year thousands are victims of car accidents through no fault of their own. An New York accident lawyer can get you a great settlement with his specialty in litigating personal injury cases.

Workplaces are meant to be safe but injuries can happen regardless. Some jobs are known to be much more dangerous than others, including those in the construction industry and those that require handling hazardous materials.

Many natives work in New York where hazardous conditions are a concern.

Workers who repair railroad and subway tracks suffer more injuries than average. If you get hurt on the job, choose a New York accident lawyer totally familiar with workplace safety laws to be sure that you get the best possible compensation for your personal injury case.

While you really may not think about elevator accidents, they happen more often than one may realize. Most people do not really think much about it, especially if they live somewhere where elevators are taken regularly. You have the right to seek compensation for injuries for something that was poorly maintained.

A New York accident lawyer can help you if you are involved in a car accident or accident in work spot or elevator , if you are faultless. Expert representation creates the complete difference. The knowledge of personal injury law and legal experience make a New York accident lawyer your best bet of receiving the compensation you’re due.

If yourself or someone you know got injured, there are things you can do even if you cannot control everything. When you have a knowledgeable, experienced New York accident lawyer working for you, you can be sure of being able to receive the compensation you deserve.

An attorney who is going to fight for your rights make work pro bono. This depends on the case and the amount of time and research involved. It doesn’t hurt to ask but do not be surprised if your request is turned down. There are many hidden legal fees when it means to bringing a possible case before a judge. This alone is at least worth a consultation from an attorney. Even if an attorney does decide to charge a nominal fee for your time, he or she can certainly point you in the right direction. In order for you to get the best representation that you can afford, it is highly recommonded you get a New York accident lawyer before you even begin filing papers. Get a free consultation and discuss your concerns with someone who can help you fight today.

Be the first to comment - What do you think?  Posted by admin - December 30, 2008 at 8:33 pm

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I filed a Legal Malpractice, because I could not get an attorney in Fresno, CA. How can I get advice?

PET asked:


I was told by 3 attorneys that I should file a Malpractice against an attorney, but none would handle it. I tried Attorney Referrals, and Prepaid Legal Services, but their closest one is over 300 miles away. Apparently he has no malpractice insurance, and has put all his assets in his spouse’s name, so there is no money in it for them.
Does anyone know where I can get information to help me handle my own case. I’m willing to pay.
I would appreciate any advice.

5 comments - What do you think?  Posted by admin - at 8:05 pm

Categories: Law & Ethics   Tags: , ,

Litigation Vs Legislation

litigation vs legislation

Tips To Avoid Wage And Hour Lawsuits

Wage and hour compliance is one of the hot button items for businesses in 2010, with the promise of increased investigations and fines by both the Internal Revenue Service (IRS) and Department of Labor (DOL). This does not include state or local tax agencies that may also be stepping up their efforts in this area. There have been reports that non-government wage and hour settlements in 2009 grew by 44% over those in 2008. For suits filed under the federal Fair Labor Standards Act (FLSA), lawsuit settlement amounts rose from $253 million in 2008 to $364 million in 2009. Below are some of the major wage and hour problem areas that have historically resulted in lawsuits and continue to be a litigation quagmire for employers.

Proper Classification

There are two major classification errors that occur, which are discussed below;

Independent Contractor vs. Employee: The IRS has strict guidelines on who can be legitimately classified as an Independent Contractor and incorrectly classifying a worker opens the door to steep penalties and increased scrutiny by the IRS. The Federal government estimates that between 1996 and 2004 it lost an estimated $34.7 billion in tax revenue due to the misclassification of workers as an Independent Contractors. 

Exempt vs. Non-exempt Status: Once it has been determined that a worker is indeed an employee the next question is can that employee be classified as exempt. An exempt employee is one that is from the minimum wage regulations, overtime regulation and various other wage and hour provisions. For an employee to be considered exempt their position, work duties, and wages must meet the rigorous requirements set forth by the Fair Labor Standards Act (FLSA). It is important to know if your state also has criteria for who can and cannot be considered exempt as failure to comply with both may result in penalties.

Differences between federal and state regulations

As briefly touched on above, the state in which you operate may have different standards than those outlined in the FLSA, which is the major piece of federal legislation that governs the wage and hour arena. In almost all circumstances when federal and state laws differ the employer will follow the rule that is most advantageous to the employees. For instance; the current federal minimum wage is $7.25 per hour and in California the current state minimum wage is $8.00 per hour. This means that California employers must the state minimum wage of $8.00 as this is most advantageous to employees.

It is imperative to know if your state has any specific wage and hour regulations, what those regulations are and how to properly apply them to avoid unnecessary claims.

Improperly applying wage & hour rules

This last category is wide ranging as there are many regulations in this area that can be misapplied, some of the most common errors are as follows;

  • Overtime
  • Improper deductions from pay
  • Final pay
  • Minimum Wage
  • Call Back Pay
  • Reporting Time Pay
  • Standby or On-Call Time
  • Meal and rest periods
  • Preparatory and concluding activities
  • Training Time
  • Travel Time

As one can see there are many areas in which a company may be exposed to wage and hour claims. This is why it is essential for employers to understand all wage and hour rules that affect their operations and know how to apply them properly. Below are some tips to assist in avoiding wage and hour claims;

  • Develop a thorough knowledge and understanding of all wage and hour regulations that apply to your operation on both the federal and state levels.
  • Conduct an extensive Human Resources and payroll audit, some focus areas should be;
    • Determine proper exempt, non-exempt and independent contractor statuses
    • Proper payment of overtime
    • Payment for all hours worked
  • Train managers on wage and hour regulations and explain how errors can affect the company. Also, remind them that they are accountable for the proper management of their department(s)/employee(s) and wage and hour compliance is part of their performance and will be judged accordingly.
  • Educate staff on your organizations rules about overtime, proper use of the time clock, taking meal and rest periods, and all other wage and hour related items. In addition, be sure to educate the staff on the repercussions for failing to follow the company rules in this area.
  • Take wage and hour complaints seriously and immediately correct any errors.

what is the primary debate about gun control?

• What is the primary debate surrounding the gun control?
• What are Coeur parts of the Constitution, pieces of legislation, or court decisions on each side of the issue?
• What kind of strategy have the sides taken to achieve their goals? (ex: legislation, litigation, carrots vs. sticks)
• Who are the major supporters (US Presidents, international actors, or other key players) on each side of the issue,

The debate concerning gun control has many different facets. There is the extreme left who feels that all guns are evil and should be banned from private ownership. Then there is the extreme right who feel that anybody should be allowed to own anything.
The Constitution is clear on this matter in the 2nd amendment, which reads: ” A well regulated Militia, being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed” The key words in this right are “the people”. As used in the 1st, 4th, and 5th amendments it indicates that this is an INDIVIDUAL right, not a collective right as many on the left side of the aisle would like it to be.
The United States Supreme Court recently ruled that it is an INDIVIDUAL right in a landmark case in Washington D.C., much to the chagrin of the gun grabbing left. Previously in United States vs Miller, the Supreme Court had ruled that the right applied only to those guns found suitable for use in the military. At the time it was considered a boon to the gun grabbing left, but upon further reflection they have distanced themselves from this ruling, coming to realize that if strictly followed, it would enable the general populace to be armed in a manner identical to the standing army.
Both sides use the legislative process to enact new laws or repeal old laws on the books restricting the lawful use of firearms. The Brady Bill is but one example of this.
The strategies employed by the gun grabber almost always relies on the uneducated fears of the typical “soccer mom” who has no data to go on other than what the likes of Gun Control Inc. feeds them. Most of the time when the opposing view is allowed to be expressed, the attitudes of the soccer moms changes to either one of apathy, or “pro-choice” in the personal ownership of firearms. Gun grabbers will point to such tragedies as Columbine, Va tech, and other shootings to try and prove their point about how laws are needed to prevent these atrocities from happening. What they DON”T tell you is that there w3ere already laws on the books that if followed, would have prevented them from happening. The problem with laws in preventing crime is they are only effective if the people don’t break them. Common sense right? In each of the shootings portrayed in the news media, the shooters should: A. Never been in possession of a firearm. B. Never been in possession of a firearm in a “gun free zone”. C. Used the firearm to commit a felony.
What the law does do is hamper the law abiding citizen from adequately being able to defend himself or herself. If 1 single person had been armed, properly trained, and proficient in the use of a firearm at ANY of these atrocities, the outcome could have been VERY different.
What celebrities are touting gun control? Usually the liberal left leaning ones who have no problem using them in their movies in an illegal fashion, citing their first amendment rights to do so. People like Jane Fonda, Rosie O’Donnell, Barbara Streisand, Timothy Hutton, etc.
What celebrities are pro-gun ownership, Tom Selleck, Gerald McCreany, Charlton Heston (RIP), Steven Segal, and Sylvester Stallone.

To honestly figure out where you stand on the issue of personal gun ownership ask yourself these questions.
1. What is the average response time for the police to get to my house on a 911 call?
If it is more than 5 minutes ask yourself how long it would take the criminal to rob or kill you and your spouse?
2. Who do you think a criminal is more likely to target for a robbery/ rape? A person he KNOWS to be unarmed, or a woman who just might be packing a .38 in her purse?
3. If you were faced with a situation where a criminal was threatening to rape you or kill you, could you use lethal force in defending yourself?
If you could not, would you want somebody else near by to be able to do so on your behalf?
If not, ask yourself how their doing so on your behalf would be any different than a policeman doing it on your behalf?

It is a dangerous world we live in, and wishing for a utopian society where everybody obeys all the laws is a waste of time, effort, and money. In the long run it becomes dangerous as it insulates people from the real world and makes dealing with a confrontation with a raper/robber something they are not prepared to do, allowing the criminal element a much easier time to perpetrate the crime.

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Be the first to comment - What do you think?  Posted by admin - at 5:19 pm

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Litigation Credit

litigation credit
Credit investigator calling me?

So I just checked my voicemail and it was some woman who said she was from the credit litigation service or something to that nature. She was calling about my stepdad. She said he commited fraud or fraudulent activity and had me listed as a reference. she said if I didnt call back i would face the legal consequesnce.
Can she even threaten me like that when i had Nothing to do with any of it. I dont even know what happened or what it is about. Can i be held responsible for someone else just because im a reference?

These are illegal threats. This “investigator” is just a debt collector with zero legal power who is trying to scare you.

How to stop collection agency harassment for a debt that is not yours.

You’re going to have to find out the name and address of the collection agencies(s) that are calling you. Send the collection agency a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:

Per the Fair Debt Collection Practices Act, cease all communications with me about this debt. This is not my debt. Receipt of this letter is officially being time stamped via Certified Mail. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations
—————————–
To speed things up, fax this same letter to the collection agency. Free fax service at: http://www.myfax.com/free/

If they keep calling…next time they call, read the following statement:

Pursuant to state law, be advised that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Law violations.

Credit Card Litigation | Lawsuits

Liability to Increase as Credit Crunch Grips

A research by Lloyd’s show that UK businesses could soon be faced with increased litigation challenges following the global credit crunch, which has created a future insurance liability crisis

The report warns that the credit crunch crisis means that the risk of liability insurance for businesses is a real and expensive matter if they do not face up to growing litigation issues.

In a new report ‘Directors in the Dock – is business facing a liability crisis?’ published by Lloyd’s in association with the Economist Intelligence Unit, businesses are urged to anticipate and prepare for future liability risks.

According to the study, directors are now concerned that businesses will soon be forced to spend more time dealing with litigation issues.

The study revealed that boards nationwide are affected by the global credit crunch crisis and increasingly feel challenged by growing litigation figures which are costly and time consuming.

It also shows that a growing number of business leaders are also concerned about the rise of a US style compensation culture in Europe and Asia and the liability fallout from the current instability in the financial markets.

It further mentions future employer liability issues that boards should be preparing for in the wake of credit crunch; including product recalls which the report says has now become a daily occurrence, rising 50% in Europe in the last year.

But the study’s most worrying revelation pointed at the sharp rise in shareholder activism and the fact that operating environments for businesses are becoming ever more complex.

Existing legislation such as the Corporate Manslaughter Act is not helping any business with regard to insurance liability claims and only increased the risks even further. Lloyd’s study argues that this has resulted in the repression of innovation and risk taking while increasing the price of products and services.

Lord Levene, chairman of Lloyd’s said: ‘Litigation is a leveller of modern businesses. No matter what their size, location or industry, all businesses are facing increasing liability risks. Product recalls are now a daily occurrence, rising 50% in Europe alone in the last year. Shareholder activism is on the rise and a complex operating environment and new legislation serves to increase risks further.’

He added: ‘An increase in litigation and the fear of potential liability issues is impacting customers through a rise in the cost of products and services and also stifling risk taking amongst boards who are missing out on new opportunities.’

‘At Lloyd’s we know that taking risks is part and parcel of doing business but our research shows that there are clear benefits to thinking differently about the liabilities they face and developing the right culture and structure to manage them more effectively.’

Lloyd’s research also found that over half of all business leaders believe that a US-style compensation culture is spreading at an alarming rate in both Europe and Asia. It also suggested that two thirds of European business leaders expect to spend more time on litigation-related issues over the next three years while 39% expect the growing risk of litigation to increase the cost of their products and services and stifle risk taking over the next three years.

Other findings show that boards most fear future liability issues arising from advances in technology; environmental damage; and corporate governance. The study points out that there is no escaping from the issues surrounding liability claims and that business will have to accept the change that has been brought by credit crunch.

It also found that two in three business leaders believe that the scale of liability claims arising from the credit crunch will exceed those resulting from the Dotcom crash. The report which thoroughly examined the rising litigation culture in the UK and US also included a global survey of over 180 board-level executives, supplemented by in-depth interviews.

Be the first to comment - What do you think?  Posted by admin - December 29, 2008 at 11:57 pm

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Litigation Budget Template

litigation budget template

How To Do Your Own Loan Modification In Nevada?

How to do loan modification with some top lenders in Nevada?

      In this article, I am suggesting ways and means to talk, handle and finally negotiate a loan modification with your lenders.  These are time tested tricks, and procedure which people who does not want to hire an attorney, can use and be successful. I am not saying that you should not hire a licensed attorney, and by all means should hire a Nevada attorney but I am saying that if you are so hard pressed but otherwise feel capable of doing your own loan modification and like to sail through this troubled tsunami, then have my blessings and read the following pearls of wisdom.

     First with Countrywide, there are some important steps you need to take. Countrywide has made a settlement with State Attorney General of Nevada to do loan modifications. Countrywide, a rule of caution for everyone, is one of the most crooked bank of USA. Yes, close to the savings bank debacle of the 80′s. If one institution had single handedly destroyed the American fabric and American Home Dream, this is the one. What does Countrywide Bank need to see from you in order to approve your loan modification application? Here are some of the items you will need to prepare and submit with your application:

  • Hardship Letter-a brief explanation detailing the circumstances that caused you to become delinquent, explain how you have tried to remedy the situation and tell the lender about your plan to get back on track and stay there
  • Recent Income documents: pay stubs, W2, benefit statements, unemployment
  • Bank statements and Tax returns for last 2 years
  • Complete & accurate financial statements

     How all of these documents are prepared and presented to Countrywide loss mitigation department can make the difference between getting your loan modified to an affordable payment or being denied. A little up-front knowledge and preparation will give you the fighting chance you need to save your home with a loan workout. Once you know what Countrywide Bank is looking for in an acceptable loan modification application, you will be able to present your case in the best possible light to get an approval.

    First, send them an authorization, if some third party is handling your case like an attorney. Then, wait a few days, and send them a hardship letter. Please see my blog for writing a hardship letter. Then just give them basic financial information about your mortgage, expenses, and income. A rule of caution, don’t give them all the details, so in case you need to change down the road, you can do that. Try some intelligence with them. Don’t beg them. Tell them that they had done something wrong. Not a single day passes, when Countrywide does not settle with someone the ongoing litigation.

Here are 7 Tips that will help you get your loan modification application approved:

   Tip #1: You should know the lenders guidelines for approval before you even send your documentation.  Wells Fargo is strict about all these guidelines, and your case would be unnecessarily delayed, if some of your documents are missing.

   Tip #2: Make a financial statements which can show all your income and expenses, and that you are trying to cut down your expenses, and in fact, balancing your budget and expenses. Eliminate all the unnecessary expenses like cable tv, cell phone bill, extra car sitting in garage for long time, including of course sending in-laws back to their original home.

   Tip #3: Write a convincing letter explaining your circumstances about your hardship situation. I have given some templates. Use them extensively with some revision. Sooner, I am going to write more about different economic hardship situation.

   Tip #4 Substantiate your economic hardship with supporting documents. Each fact should be corroborated with documentary evidence.

  Tip #5: Calculate your monthly mortgage payment yourself, and prepare yourself, if you can live with it because this is the payment you are going to pay for the next 30 years or so.

  Tip #6: Take your time and complete the required loan modification application forms. Call the lenders to find out if they had received all the papers.

  Tip #7: Submit a complete, accurate and acceptable application that meets the Wells Fargo loan modification program guidelines. Remember, if you are missing on any of these documentation, you are losing valuable time.

When you call the lenders on phone, make sure you plan to stay longer period of time, and also to be very polite with the representatives. Make sure you get their name, and write on your journal with time and date, and the result of the conversation.

Be the first to comment - What do you think?  Posted by admin - December 28, 2008 at 9:12 pm

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Litigation Technology Service Center

litigation technology service center

Steve Rowe Receives 2009 Visionary Voice Award from the National Sexual Violence Resource Center

April 3, 2009 – The National Sexual Violence Resource Center (NSVRC) is pleased to announce the 2009 recipients of the Visionary Voice Award. This award recognizes the creativity, hard work, and dedication of individuals around the country working to address and prevent sexual violence. Winners are selected by their respective state, tribal, or territory anti-sexual violence coalitions and represent a wide range of individuals doing this critical work at the local level.

Karen Baker, NSVRC Director, notes that April, nationally recognized as Sexual Assault Awareness Month, is an appropriate time to acknowledge the commitment and success of these outstanding individuals. The 2009 award winners are:

Jeffrey Barrows, MD, Ohio, for using his expertise as a physician and his international human trafficking experiences with the State Department to educate multidisciplinary professionals in Ohio on the healthcare consequences of human trafficking and prostitution of minors.

Sara Benitez, Puerto Rico, for her ongoing work to respond to college victims of sexual assault in Puerto Rico and for offering her expertise and time to numerous anti-violence organizations.

Jackie Biskupski, Utah , for advocating successfully for victims’ rights and obtaining unanimous bi-partisan support to ensure rape victims are provided with timely information and access to emergency contraception.

Tillie Black Bear, South Dakota , for her leadership in bringing the voices of Native Women to the anti-sexual violence movement and her passion for helping all victims of violence.

Jennifer Carlson, Arkansas, for her dedication to community mobilization and collaboration to develop a sustainable Sexual Assault Response Team and a Sexual Assault Nurse Examiner clinic in her community.

Mary Grissim, Tennessee, for developing and implementing primary prevention-based curricula for children and teens while working to involve more individuals and organizations in her community in doing this work.

Stephen Haas, MD, West Virginia, for offering his research, statistical expertise and time to assist the coalition, rape crisis centers, and allied professionals in West Virginia to collect and analyze data to support this important work.

Clema S. Lewis, Virgin Islands, for her leadership in co-directing the only victim services agency in St. Croix and providing direct support, counseling, and advocacy to sexual assault victims on a daily basis.

Katherine Little, MD, New Hampshire, for her work training hundreds of healthcare professionals in New Hampshire on the impact of domestic and sexual violence.

Cristina Perez, Pennsylvania, for her skill and passion in reaching out to the Latino/a community in Philadelphia to provide comprehensive, culturally competent services to victims and her leadership in establishing the first rape crisis center in Mexico.

Steven Rowe, Maine, of Verrill Dana, for developing task forces, conference sponsorship, and other efforts to address stalking and violence against women and children.

Kristy M. Stewart, Oklahoma, for developing a model rape crisis center on the campus of Women’s Resource Center , and setting the standard for sexual assault services in Oklahoma.

For more information about the award recipients, please visit http://www.nsvrc.org/saam/award

About Verrill Dana:

Verrill Dana, LLP is one of the leading law firms in New England, widely known for delivering high quality legal services in a thoughtful and responsive manner that regularly exceeds our clients’ expectations.

Tracing its roots to 1862, the firm has grown to become one of Maine’s largest law firms. In recent years the firm has grown regionally, and beyond, to become the only Maine firm with offices in Boston, Augusta, Hartford and Washington D.C.. Today, Verrill Dana is a dynamic firm that provides sophisticated legal representation to businesses and individuals in a wide variety of areas. These include all of the traditional areas of legal services, such as litigation, real estate, business law, labor and employment law, and estate planning; and a number of specialized practice areas, such as health care and health technology, immigration and global migration, employee benefits and executive compensation, intellectual property, energy, timberlands, and environmental law, among others.

Valence Technology Reports First Quarter 2011 financial year Financial Results AUSTIN, Texas —- Valence Technology, Inc., a leading US-based global manufacturer of advanced energy storage solutions, today announced financial results for its fiscal 2011 first quarter ended 30th June 2010.

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