Tony G asked:


just wondering. my mom has a trailblazer and my dad has a lumina. they already have full coverage. my question is do they have to add my the insurance or since i have my drivers lisence i can start driving. my mom said that im already insured because it already has full coverage is that true or does she have to add me or what???

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fgeel asked:


My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he’s received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?

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pistoffatfredloyainsurance asked:


I was driving and he was pulling out of his driveway and t-boned me my passenger doors will not open and my car gets wet when it rains his insurance has denied my claim because he is not on the policy but theres insurance on the truck is this legal anyone? Why should I file with my insurance and eat the cost if its his fault My damages are 5,000 worth ouch