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Get Professional Indemnity Insurance Cover Online

 

Professional indemnity insurance provides an umbrella against any undesirable claim for alleged negligence, error or omission that may result into financial damage to the clients. Under this policy, the insurer provides the cover for damages awarded against you and for legal defense costs. In case, a professional is trapped for wrong allegation, the insurance company ensures that a good legal expert has been hired and the professional’s side of story can be presented nicely in the court of law.

 

PI Insurance – What to Cover?

The insurance policy covers professionals against claims for negligence, unintentional breaches of intellectual property, loss of data or documents and claims for dishonesty. Importantly, the amount of risk is limited to the working area of the professional and policies are given as per the desires of professionals. For example, take an example of a doctor who prescribes a medicine that may not produce the desired result to a patient or may cause some other trouble to the patient. A patient has the right to sue the doctor and ask for the damages. Here, if the doctor has PI insurance he can get a cover.

Besides the above mentioned reason for providing the coverage, PI insurance covers following aspects as well:

 

Breach of Copyright

If a professional breaches the contract, the cover provides for the infringement of copyright/patent.

 

Libel & Slander

Claims made against the libel& slander can be paid too.

How to Get Online Insurance Policy?

Professional indemnity insurance has become really popular these days. Countries such as the UK has made it mandatory for professionals to get PI insurance before getting into practicing.  If you want to get a PI cover through the internet, there are some few steps that may help you to get the desired policy:

 

  • Get quotes

  • Apply online

  • Pay via credit/debit card

  • Download policy documents

 

It is important to read the documents carefully before agreeing on the details.

 

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