Negligence Insurance

negligence insurance

Negligence

Negligence

Many people have heard of the term Negligence but not many people understand what it actually means. The legal definition of Negligence is a breach of a legal obligation to take care in a situation which results in damage to the claimant.

If you want more information on Negligence please visit Negligence.tv

The main element of Negligence is a duty of care and it was this element which originally founded the modern tort of Negligence as we know it today. It was the case of Donoghue vs Stevenson [1932] AC 562 which involved the lady finding a snail in her Ginger beer after ordering it from a cafe in Scotland. The claimant, Donoghue, complained of stomach pains and was diagnosed with gastroenteritis apparently as a result of drinking the drink containing the snail. The grounds in which Mrs Donoghue could have tried to establish Negligence were if the product was dangerous or if it was fraudulently misrepresented, both of which obviously failed in this case.

This case is arguably the most important case in English legal history and is the foundations of the tort of Negligence. Another extremely important principle which was established as a result of this case was Lord Atkin’s ‘Neighbourhood principle’. He said that “You must take reasonable care to avoid acts or omissions which you can reasonably foresee would be likely to injure your neighbour”. The answer to the question of who is my neighbour is a person who is “so closely and directly affected by my act that I ought reasonably to have them in contemplation as being so affected when I am directing my mind to the acts or omissions that are called in question.”

Medical Negligence

Another form of Negligence is Medical Negligence. This is basically Negligence from an act or an omission of a health care provider in which the care provided deviates from the accepted standards of practice in the medical community. The result of this Negligence can range from injury to the patient or even death. In order to protect themselves against Medical Negligence liability medical practitioners are required to hold Medical Negligence Insurance to offset the costs and risks which may arise from lawsuits.

A few facts which relate to Medical Negligence claims include the fact that the Institute of Medicine found that between 44,000 and 98,000 people die in America every year due to errors which could be prevented. Also, the average cost to the public in America as a result of Medical Negligence claims ranges from $17 billion to $29 billion. Medical Negligence payouts by doctors and their insurers were a mere $4.5 billion in 2001 which is a mere 1% of the country’s overall healthcare costs which amounted $1.4 trillion.

Please visit Negligence.tv I hope this article has been informative to you all. Please link back to it or bookmark it if you found it interesting.

About the Author

Please visit www.negligence.tv for more information on Negligence.

How to find out my landlord’s insurance?

I got hurt on the landlord’s property due to his negligence of not fixing the porch as he was told to. I have medical bills that are up to my neck and he is hiding his insurance. what are some ways i can trick him into telling me his insurance.someone told me to ask him about renters insurance and him what company i can use. or i can just go up to him and ask him? which one is better anyone have any ideas. All i need is my medical bills to be paid. im not be greedy.

Yes, he is responsible to pay for your injuries since he did
not fix the porch.
see…….Tenant Injuries:Landlords Liability Insurance

Dollars to Donut’s….he did not pick up renter insurance.
And he should have a CO to rent…..if he had gotten a CO
they would have made him fix the porch before he could rent.
Yes, I would go ask him.
If he does not, the only thing you can do is get a lawyer
and sue him……which means you have to pay until you
go to court.
If he does not want to be fined and go to court…..
maybe he will work with you and pay it himself….
the only other option would be…..that you were a visitor
to his house, and the homeowners insurance would pay it.
That is risky…..you could get into a lot of trouble for lying.
Yes, he has to pay your bills.
Another note…..if his house burned down, for example..
you should have renter insurance…he is not responsible
for you personal belongings.
Type Tenants Injuries:Landlord Liability and Insurance
It will show he is responsible.
No, you are not greedy……Before he rented, he should have
done some research.
Hope I helped you a bit.
Go to him today!! Do not wait.

Indian River County Court House News: Aug. 1 Public records for Indian River County for the week of 1 August.