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What do you pay for auto insurance? My rate is bad?

I’m a 21 year old female and have been liscensed for less than a year. I have full coverage on a 99 4 door Ford sedan and I pay $157 a month. I have had 2 “incidents”- once my side mirror scrapped the car next to me while parking and I was at fault, the other was when a deer ran out of the woods and hit my car while driving. That was comprehensable and I was not at fault. I live in the mid Atlantic and was wondering how bad my rate is compared to others. I’m about to be re-quoted and I hope to find a lower score. What do you pay?

I pay $87 dollars a month on a new car, but that’s because I’ve been driving for 33 years accident/claim free. My daughter is 20, has never had an accident/violation/claim and she pays $165/month for a 1999 Volkswagon Golf! We live in Michigan. Your rate doesn’t seem too bad considering your age. Your rates will go down when you’re 25 once the insurance company feels you have enough driving experience under your belt.

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