Prepaid Legal Company

prepaid legal company
How do I report a company if I am an employee?

First, I want to know what (if any) of the following is against the law. I work for a restaurant that pays the hosts, servers, and bar $2.17 an hour. The servers have to tip 3% of the their total sales (instead of just their tips) so servers end up tipping out half of their tips each day, which then gets distributed to the hosts and “to-go” people. Is that normal? I’ve heard from people who have worked in restaraunt businesses that this isn’t a typical thing to do. Also, they told us that we only have the option of receiving our pay-check through a prepaid visa and each person has to pay $12 a month for that visa card. We asked if we could just pick up our checks and they said that the visa card will be the only way that they will pay us from now on and that we just have to pay that $12 a month. Also, if any of this is not legal, who do I report this to?

I don’t know where you work so I don’t know for certain what labor laws apply. It does seem strange but it doesn’t sound like a violation of any labor laws; At least not where I’ve lived.

edited after additional info – - –

Here’s a link to the ‘Tennessee Department of Labor and Workforce Development’s page on Labor Laws-

If you follow the link on that page to the “Wage Regulation Act” document and read section 50-2-103(e)

“The payment of wages or compensation of employees in the employments defined herein shall be made in lawful money of the United States or by a good and valid negotiable check or draft, payable, on presentation thereof, at some bank or other established place of business, without discount, exchange or cost of collection, in lawful money of the United States, and not otherwise. ”

That paragraph seems to suggest that they cannot force you to take payment using a method that requires you to pay a cost of collection. I am not a lawyer so I can’t be certain if this is sufficient argument against their policy of paying with the Visa Card but it is certainly worth asking the Labor Department for advise.

I would also point out an additional question on the same page –

“My employer has just told me that I am going to be paid by direct deposit. Can he do this?
Yes, an employer can change the method of payment to direct deposit. However, the choice of the financial institution must be that of the employee. ”

That might also have some relevance to the Visa payments.

Prepaid Legal: It’s Time To Attract Prospects To YOU!

Prepaid Legal Business Review

If you are researching the Prepaid Legal business opportunity, this article will give you some helpful information on the business and the opportunity. We will present you with an unbiased review that will allow you to come to your own conclusion.

1) Prepaid Legal

In 1972, a life insurance salesman by the name of Harland Stonecipher was involved in a serious motor vehicle accident that greatly affected his life. Although Stonecipher’s vehicle and medical expenses where insured, he was left with legal fees totally several thousands of dollars.

From this tragedy, Stonecipher was inspired to provide others with legal insurance. In 1979, Prepaid Legal became a publicly traded corporation. The company provides legal expense reimbursement services through plans sold by independent distributors.

2) Prepaid Legal Plans

Independent distributors market legal insurance plans through Prepaid Legal. This means that you are basically insuring your future legal needs. Plans offer a certain level of coverage at no cost and then increased coverage for reduced rates. The new plan owner pays a membership fee and premiums to obtain their coverage.

For a $49 fee, you can become a Prepaid Legal independent distributor. This gives you the rights to market the plans to individuals, families, or businesses.

3) Prepaid Legal Compensation

Prepaid legal markets their business opportunity under the network marketing umbrella. Prepaid Legal pays commissions of $69-$250 every time you personally sponsor someone into the business.

The way that you achieve success with Prepaid legal is by recruiting and training others to sell the legal insurance plans. By creating a system for others to follow, you can leverage yourself and your time.

In conclusion, if you are anticipating a large amount of legal needs in your future, the Prepaid Legal business opportunity might work well for your needs. However, if you wish to promote the business, you are going to need to have an intelligent marketing plan and budget in place to achieve success.

Prepaid Legal is not a scam. If you enjoy the MLM marketing plan, Prepaid Legal could be a good option for you. If not, keep looking for a business model that better suits your needs and particular situation.

About the Author

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