Posts Tagged ‘identity’

Prepaid Legal Plan

prepaid legal plan

Types of Legal Plans

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Types of Legal Plans

A prepaid legal plan is a scheme based on the payment in advance of a set
fee to defray the cost of providing future legal services to the members
enrolled in the scheme. They vary in cost, scope of legal coverage provided
and how the legal services are provided. We will look at the different
types of pre-paid legal plans available in the United States and how to
enrol into them

An individual pre-paid legal plan is readily accessible to the general
public. There are two types of individual plans: access and comprehensive.
An access pre-paid legal plan is the most basic plan. It is designed to
give easy access to lawyer and a set of simple legal services for a low
cost. Basic services furnished include unlimited toll-free phone access to
your attorney for consultation and advice, letters written by the lawyer on
your behalf, brief office consultation and the drafting or review of simple
legal documents.

Complex legal issues not covered will be subject to an hourly or flat rate
negotiatable with your provider

The comprehensive plan goes beyond basic legal services, to offer more
complex and comprehensive coverage for a premium in cost. Generally, all
the benefits of an access plan are provided at no cost to you, plus a
broader range of services like drafting complicated legal documents,
negotiations with adverse parties, legal representation in court cases such
as divorce and child custody. They also cover all the costs involved in a
legal litigation. Comprehensive plans typically start at $300 per year and
are most beneficial to middle-class families. 

A group legal plan is typically sponsored by an organization as a fringe
benefit to its members. The lawyer or law firm contracted provides free or
low-cost legal coverage to all members of the sponsoring organization.
Employers, labour unions and even universities are now increasingly
offering group legal plans to enhance the value of their benefits package
and reduce the cost of administrative burden. Law firms are contracted to
provide participating members telephone and office consultation for their
most frequently needed legal matters. These typically include: Preparation
of wills and trusts, document preparation and review, debt and real estate
matters and family law. 

 Additional legal coverage can be contracted according to a fee schedule
negotiable between the plan sponsor and provider, and publicised to
participating members.

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About the Author

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RRI Energy Reports Second Quarter 2010 Results
HOUSTON, TX–(Marketwire – July 30, 2010) – RRI Energy, Inc. ( NYSE : RRI )

Identity Theft Shield

identity theft shield

It’s No Secret: Identity Theft is a major Problem in America. Think You’re Not At Risk, Unfortunately You Are!

• Do you hand your credit cards to servers at restaurants?
• Do you sign your credit cards?
• Do you supply personal information over the internet?
• Do you keep your Social Security number in your wallet or purse?
• Do you leave mail at your home or business for the postal carrier  to collect?

• Do you shred unwanted mail with personal information?

“Identity Theft Victims spend countless hours and an average of $1,200* in the quest to clear their name.”  *Federal Trade Commission

The Identity Theft Shield offers the following services:

Credit Report: Evaluate your credit standing with:

• An up-to-date credit report through Experian at no added cost
• A personal credit score calculated by an independent scoring service
• A detailed analysis of your personal credit score

Experts recommend that you review your credit report regularly.  The Identity Theft Shield makes it easy.

Continuous Credit Monitoring: Suspicious activity will be brought to your attention, providing you with early detection. You’ll received prompt notice if the credit repository (Experian) is notified that:

• New accounts have been opened in your name
• Derogatory notations have been added to your credit report
• Public records have been added to your report
• Inquiries have been made against your report
• A change of address has been requested.

Identity Restoration: With the Identity Theft Shield a trained expert will take the steps to restore your name and credit for you!

• Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution.
• Our Licensed Investigators will work on your behalf to help correct identity theft issues you have with affected agencies and institutions, including: Credit card companies, Financial Institutions, All three credit repositories, Federal Trade Commission, Social Security Administration, Department of Motor Vehicles, U.S. Postal Service, Law enforcement personnel… and other organizations that may be affected.
• Fraud alert notifications will be sent on your behalf to all three credit repositories, Social Security Administration, Federal Trade Commission, U.S. Postal Service and affected credit card companies and financial institutions.

• Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county’s records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.

Would You Know What to Do If It Happened to You?

Don’t wait until it happens-enroll and get peace of mind today!

Click on the link below to enroll for only $9.95 – $12.95 per month, or copy and paste this link into your browser:

https://www.prepaidlegal.com/Multisite/Multisite?site=idt&assoc=cetrisivy

About the Author

Cetris Ivy, Independent Associate, Group Benefits Specialist.
Please contact me if you would like any additional information.

EMAIL:prepaidlegalivy@gmail.com

WEB: www.prepaidlegal.com/hub/cetrisivy

Identity Theft Protection plans? Are there any good ones?

I don’t need opinions but actual experience from people who had the plan, whose identity was stolen and who used the protection plan and recovery program first-hand. Has anybody tried Identity Theft Shield from PrePaid Legal? If not them, what other identity theft protection program works?

You don’t need to waste money on identity theft protection plans. Just have a credit freeze placed on your credit files (you can do this is almost every state now). That way no one (including you) can get credit in your name. If you need to get credit in the future (say to apply for a mortgage), you can temporarily have the credit freeze lifted and then reinstated when you are done.

Prepaid Legal Identity Theft

prepaid legal identity theft

Network Marketing Legal Services and Identity Theft Proctection

In this piece we review one of the top network marketing companies in the US, Prepaid Legal Services, Inc. We take a brief look at the company and one of their leading products and also make some suggestions for current associates or those considering this company in an attempt to beat the downturn with a home-based business.

Prepaid Legal is a publicly traded company, having been founded in concept in 1972, as the Sportsman’s Motor Club. Harland C Stonecipher encountered major legal expenses due to a motor vehicle collision and recognized the requirement for a plan “covering” others facing similar challenges. The Prepaid Legal model is similar to an insurance plan, covering the often large unexpected expenses from using a lawyer.

Now, Prepaid Legal Services Inc. is rated at MLMRankings.com as the #28 Percentile Ranking MLM corporation in Internet popularity. Recently its popularity standing increased by 69.5%, making it the second fastest increase among all MLM businesses. We recommend that you visit the site for present ranking information. In choosing a good home based opportunity it can be advantageous to be an establlished, trendy “brand.”

Recently, Prepaid Legal introduced a product known as Identity Theft Shield. This product is designed to meet the increasing needs of people to put a stop to stolen identities. It is now commonly recommended that every individual methodically check their credit report. With Identity Theft Shield, you obtain timely notices if any new accounts are opened in your name or if derogatory notations are added to your credit report.

Identity Theft Shield was awarded a 3 Star rating by NextAdvisor.com. Several similar products were rated higher, including TrustedID, LifeLock, and IdentityGuard which all received 5 Star ratings. These top products all take more pro-active actions to foil ID theft. Identity Theft Shield takes no defensive action other than to advise you of changes.

Prepaid Legal Services Inc. is a well known and popular network marketing business with an established product niche. It is therefore an adequate choice for many in opening their own home business entity. Although there is no product similar to its core services, its newer Identity Theft Shield product appears to face substantial marketplace competition.

Finally, we have thoughts regarding the best leverage of PrePaid Legal Services Inc. as a home-based business venture. Similar to any network marketing or MLM company, a referral-based methodology is recommended. Those familiar with MLM already have been given the counsel of building an inventory of friends and family in your “warm market” and then to contact them about the business opportunity or products. This timeless advice is still effectual, however additional marketing sources are usually needed once the preliminary list has been exhausted. Additional strategies often include buying leads and other forms of advertising, in addition to working to increase “warm market” contacts.

To complement these methods we encourage, train and empower associates from many MLM companies in “attraction marketing” and advertising online. The focus is to leverage proven systems from internet marketing for MLM businesses. Two particular methods which we have found great success with and recommend include article marketing, and video marketing.

About the Author

Jim Green evaluates opportunities for home based business in network marketing and assists with effective systems and strategies for online mlm lead generation.

Is prepaid Legal Identity theft coverage worthit?

I do not believe in paying those fees. I prefer to get in touch with the credit report bureaus and they will advise you if there is any change in your account

Prepaid Legal Services Plan

prepaid legal services plan

PrePaid Legal Services, Inc is Launching a New Marketing Platform

According to Pre-Paid Legal Services Founder and CEO Harland C. Stonecipher, they are not replacing their current marketing methods, but are simply introducing a new web-based marketing process that is so complete that it will change their entiremarketing program as well as improve their existing business model.

Although PPD is keeping the particulars of this plan under wraps, the company shared a package of special August promotions to encourage more U.S. and Canadian Associates to join them at the 2009 Summit, encouraging associates to be a part of the company’s historic marketing re-launch and to be on the ground floor when this new marketing platform is revealed.

Marketing Re-Launch
“If ever there was a time when we needed to make affordable legal services available to people, the time is now,” Stonecipher said. “As a result of the prolonged recession, all too many citizens are facing significant challenges, such as foreclosure, bankruptcy and credit issues.” Armed with the right legal services, including direct access to designated, customer-focused attorneys, individuals have the best means for meeting these financial and personal issues. This is even more significant given our current economic state when more and more people are forced into foreclosure and are struggling to make ends meet.

Pre-Paid Legal Services now provides legal service plans to approximately 1.5 million families, yet even with the combined coverage of all legal service plan providers, there remains a large segment of the population without access to legal services. The re-launch of PPD will help them reach a much greater audience within the U.S. and Canadian markets. It will also provide a means for extending the reach and impact of their Independent Associate network.

During a recent teleconference in which he spoke to thousands of PPD Associates, Stonecipher said, “You may not have been here for the launch of Pre-Paid Legal Services in 1973, but you can be a part of our corporate history in September when we announce the re-launch at the MGM Grand in Las Vegas. We’re taking it to a new level from there.

Associates from across the US and Canada are excited about the new marketing strategy that is going to be unveiled.

About PPD
Pre-Paid Legal Services was one of the first companies in the United States organized solely to design, underwrite and market legal service plans. PPD provides legal service plans to more than 1.5 million families across the U.S. and Canada. Plan benefits are delivered through a network of independent provider law firms. Members have direct, toll-free access to their provider law firm. Provider firms are carefully selected and quality of service is closely monitored to maintain the high standards of Pre-Paid Legal. Doug Batts can be reached at https://www.prepaidlegal.com/Multisite/Multisite?site=hub&assoc=batts_d

About the Author

Pre-Paid Legal is a New York Stock Exchange company that has been providing legal service plans to North American families for over 30 years. Our customers can access legal counsel and advice from qualified lawyers simply by calling a toll-free number.

Many other benefits are included, but even at the most basic level our plans allow you to have peace of mind, knowing that the promise of Equal Justice Under Law is a reality.

How can I go about starting and Insurance Company that covers legal represention not just advice?

I am interested in starting some type of insurance company for pre-paid legal representation. There are plenty of pre-paid legal services / insurance companies that assist in giving Leal advice but none that actually provide legal representation in court proceedings. A lot of these prepaid legal services / insurance companies that assist in giving Leal advice give a discount on legal representation but is not an actual plan for that reason. How can I start a company or a program that provides this? I want it to work like a health insurance plan instead of having network of doctors there would be a network of lawyers that are broken down into categories, such as family lawyers, divorce lawyers, criminal, person injury lawyers, ect. I would create plans that insurer’s could choose from based on there on personal legal needs and wants. How could I do this? I am in Virginia.

This would be a great ideal if all the legeslative branches (Law Makers) of all the different segments of governments weren’t by majority lawyers. Attorneys are in complete control of theirs as well as our destiny. Every new law they put on the books increases their billable hourly rate, their individual power as citizens, their professional power and increases their professions job security. The more people adversly effected by each new law they create means an equal number of attorneys will profit by it.
In a all for one and one for all profession why would any attorney agree to work a case for a set (insured) rate when his profession has already conned society into paying anywhere from $100.00 and up for one estimated hour of their time. We as unsuspecting victims must rely on and trust that an attorney will give us an honest account of their spent hours on our case. We are governed by a system set up by lawyers for lawyers and any protections for or from them or the system must be administered by to and from the lawyers. It is a lawyers world. So why would an attorney bother with accuracy when it is a commonly known fact in the that the majority of the billed hours was in reality done by a paralegal or legal secretary making $15.00 to $20.00 an hour.
The legal machine is slowing down. From the minds of lawyers came Extensive and far reaching new laws to fight the war on drugs and other scurges of society. Lawyers / law makers began building the gigantic legal machine using Federal funding, governmental sanctioned confiscations and associated profit motivated mandates.
From the little wheels in the patrol cars to the big wheels of the justice department, freedom to persue Greed has motivated the LEGAL machine.
Now the great legal machine is sinking in the quagmare of lost human resourses. The machine that yesterday took the old drug addicted black mans freedom and shooting gallery home in the name of unforgiving law sentanced all free men to house and feed him until his system extended life is over. Where as if the system would have left him to his own devices he could have parlayed that house into a meager exhistance until his and many other drug addicts premature deaths. He and many other drug addicted friends would have been no burden on society and the machine probably would of got his property when he died.
This machine will continue to grow until we stop feeding it our liberties.
The man who sits back justifing his governments unjust treatment of another man without an attorney better know he too is only insulated from the same by the strength of his own wealth.
I am sorry I got off the subject.
How can you go about starting an insurance company that covers legal representation not just advice?
First of all it takes a big load of money to start an insurance company to insure anyone for anything. You have to have enough money to buy the first attorney to buy all the rest of the attorneys. The way we are allowing the legal profession to have their way with us I would be surprised at anyones ability to do anything now a days. Second any attorney would laugh at this ideal unless he planned to screw you out of what ever cash you happen to be willing to throw at him for looking into the matter for you.
also any lawyer willing to work on that type of limited pay scale would already has his plate full of poor folks needing other pro bono work..

Republic Services, Inc. for the second quarter of positive internal growth and increased earnings forecast Republic Services, Inc. today reported a net profit of 159.7 million U.S. dollars, or $ 0.42 per diluted share, for the three months ended 30 June 2010, compared to $ 225,900,000, or $ 0.59 per diluted share for the same period last year. Â In the three months ended 30 June 2009, the Company recorded a gain of $ 150,100,000 or $ 0.24 per diluted share, associated with the order sales the …